Protecting your privacy is important to First Financial Resources and our associates. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all FFR employees for collection, use, retention, and security of nonpublic personal information.

What Information We Collect
We may collect "nonpublic personal information" about you from the following sources:

Information we receive from you on applications or other loan and account forms;
Information about your transactions with us, our affiliates or others; and
Information we receive from third parties such as credit bureaus.
"Nonpublic personal information" is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history, and overdraft history.

What Information We Disclose
We are permitted under law to share information about our experiences or transactions with you or your account (such as your account balance and your payment history with us) with companies related to us by common control or ownership ("affiliates").

We also are permitted under law to disclose nonpublic personal information about you to "nonaffiliated third parties" (third parties that are not members of our corporate family) in certain circumstances. For example, we may disclose nonpublic personal information about you to such third parties to assist us in servicing your loan or account with us; to government entities in response to subpoenas; and to credit bureaus. We do not disclose any nonpublic personal information about you to any other third parties, except as permitted by law.

FFR DOES NOT SELL CUSTOMER INFORMATION.

To provide better service and a more effective website, we may use "cookies" (cookies are messages a website sends to a web browser) as part of our interaction with your browser. These cookies do not collect personally identifiable information. You may disallow cookies by making the appropriate selection from your browser options. You should understand, however, that certain services provided by us require cookies for effective delivery.

AGSI Compliance